Privacy Policy

1. When this Privacy policy applies

If a Service you’re using links to this Privacy Policy, this Policy applies to you.

This Privacy Policy (“Policy”) applies to our sites, products, and services (collectively, “Services”) that link to this Policy. Malaa is the responsible entity for all Personal Information subject to this Privacy Policy for our Services.

2. What do we do with your information

Transparency is an integral part of our work and we want to be clear about what kind of information we collect and how to use it within our work to provide our Services, operate our business, help improving our Services quality and security and improve your financial life. We don't share or sell any of our personal information with third parties for their own commercial use without your consent.

2.1 Types of Information We Collect

In connection with accessing our Services, we may collect information from you which can be used to identify you (“Personal Information”), such as your name, email address, phone, username and password.

We collect information when you register or open an account, sign in, purchase a Service, use a Service, call us for support, or give us feedback. We may also get information from other companies or third parties, such as when you sync a third-party account or service with your Malaa Personal Finance account, or when we may use service providers to supplement the Personal Information you give us (e.g., validate your mailing address) to help us maintain the accuracy of your data and provide you with better service. Finally, we also collect content or other information that you may provide or create when you interact with our Services.

We may also automatically collect certain usage information when you access our Services (“Usage Data”), such as Internet Protocol (“IP”) addresses, log files, unique device identifiers, pages viewed, browser type and other usage information collected from cookies and other tracking technologies. For example, we collect IP addresses to track and aggregate non-personal information, such as using IP addresses to monitor the regions from which users navigate to our Services. We also collect IP addresses from users when they log into the Services as part of our log-in and security features. Our Services may change over time and we may introduce new features that may collect new or different types of information.

2.2 How We Use Your Information

We may use your information, including your Personal Information, for the following purposes:

Account Registration. We may use your name, address, phone number, and email address to register your Malaa Account for certain Services we provide and to communicate important information to you.

Communicate with You and Tell You About Other Services. We may use your information to reach out to you about our Services and to give you offers for our new products and services that we think may be of use to you.

To Improve Services and Develop New Services. We will use your information to personalize or customize your experience and the Service, develop new features or services, and to improve the overall quality of Malaa's Services.

To Provide Our Services and Operate Our Business. We may use your information to operate our business, including providing Services you requested, provide you with support related to our Services, and to help us protect our Services, including to combat fraud and protect your information.

Customer Service and Technical Support. We may use your name, address, phone number, email address, how you interact with our Services, and information about your mobile device or computer configuration to resolve questions you may have about our Services and to follow up with you about your experience.

Feedback. We may use any information you volunteer in surveys you answer for us and combine them with answers from other customers in order to better understand our Services and how we may improve them. Answering any survey is optional.

2.3 How We Share Your Personal Information

In order to ensure the best service quality possible we might sometimes share your personal information with others

Third Party Service Providers. We may share your information, including Personal Information and Usage Data, with third party service providers who perform various functions to enable us to provide our Services and help us operate our business, such as products design, sending email communications, fraud detection and prevention, customer care, or performing analytics. Our contracts with these third parties require them to maintain the confidentiality of the Personal Information we provide to them, only act on our behalf and under our instructions, and not use Personal Information for purposes other than the product or service they’re providing to us or on our behalf.

We use third party services that may collect information used to identify you. Link to privacy policy of third party service providers used by the app

• Google Play Services
• Google Analytics for Firebase
• Firebase Crashlytics

3. Data retention and your access rights

3.1 Data Retention

In accordance with and as permitted by applicable law and regulations, we will retain your information as long as necessary to serve you, to maintain your account for as long as your account is active, or as otherwise needed to operate our business. We may continue to communicate with you about our Services, give you important business updates that may affect you, and let you know about products and services that may interest you, unless you have opted out of receiving marketing communications. We may also continue to use some of your information for business purposes and to improve our offerings or in some cases to develop new ones. We will retain and use your information as required by applicable regulations and Malaa's records and information management policies to comply with our legal and reporting obligations, resolve disputes, enforce our agreements, complete any outstanding transactions and for the detection and prevention of fraud.

3.2 Your Access Rights

If you have created an online account with us and would like to update the Personal Information you have provided to us, you can access your account to view and make changes or corrections to your Personal Information.

3.3 Right to erasure (right to be forgotten)

Every user has the right and ability to control and delete their data. If you want to delete your data, Email us at support@malaa.tech. Once we confirm the deleting of your account, your data will be deleted and will no longer be kept on our servers. Because we keep daily backups to ensure data security, your data may still be present for a while in the backups, but it will also be deleted soon as it will be overwritten with newer backups. For legal and accounting reasons the data on past purchases of Malaa products will remain saved.

4. The Security of Your Information

You're in good hands. We follow high standard and best practices for our security measures when it comes to dealing users data and overall business operations.

• Frequent updates and pateches.
• Comply with applicable laws and security standards.
• Train our staff and require them to safeguard your data.
• Use SSL encryption (https) of the Web app.
• Use encryption of data in transit.
• Use encryption of the database for personal information.
• Oneway password hashes.
• Daily backups.

5. Changes To Our Privacy Policies

As our services grow we might change or update our Privacy Policy. We reserve the right to make changes or updates at anytime.

In the case of making any changes or updates to the way we handle, process or user your personal information, we will provide a notice of the changes via our Services or by other communication channels.