Grow your savings with Mala'a

Personal Finance Management

Understand your financial situation better and make the right decisions on that basis. PFM app examines your spending habits and generates personalized insights on how to grow your savings

Establish all bank connections in one place.

PFM Interface for bank connections.

Mala’a helps you manage your finances wisely

Establish all bank connections in one place

In the PFM app, you can bind whatever bank account you need directly and hassle-free. Our automated and secure open banking pulls in financial data and provides you a single view of all your accounts in real-time.

Mala’a helps you manage your finances wisely

Set the budget that suits your spending habits

Our AI examines your transaction history and automatically categorizes your expenses using personalized classifiers. The PFM helps you to adhere to your budgets and notifies you when you’re close to overspending.

Set  the budget that suits your spending habits.
PFM Interface for expense keeping and budgeting.
Get an in depth look at your financial behavior.
PFM Interface for AI insights.

Mala’a helps you manage your finances wisely

Get an in depth look at your financial behavior

Mala’a gives you full access to analytics tools that predict your future cash flows. Our smart system analyzes your expenses and provides you personal insights on how to have complete control over your pocket and achieve financial goals.

Get to know us better

Is it secure to connect my bank account with the PFM app?

We are committed to the highest standards of security. Your personal, and account information are protected against unauthorized access, they are always encrypted when transmitted or stored.

What banks do you work with?

We are committed to the highest standards of security. Your personal, and account information are protected against unauthorized access, they are always encrypted when transmitted or stored.

What do I need to do to connect my bank account?

We are committed to the highest standards of security. Your personal, and account information are protected against unauthorized access, they are always encrypted when transmitted or stored.

It’s high time to understand the essence of your finances

Financial literacy is part and parcel of today’s world, where everything runs at light speed. Our library is a one-size-fits-all solution to delve further into your spending behavior and learn how to achieve your financial goals.

Takes 5 minutes

How does AI work when smart budgeting?

Manual data analysis is almost out-of-date, AI is here to process big financial data

Takes 4 minutes

What is the open banking concept?

We’re on the brink of a new era of banking where you can decide who manages your data and make it work for you.

Takes 6 minutes

Why does expense categorization help to grow savings?

The deeper you know your spending habits, the easier you can plan your finances.

We’re open to talk. Fill out the form and we’ll get back to you

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Pave the way towards your financial goals with Mala’a

Don’t hesitate to turn your expenses into opportunities. It’s time to start!