your financial independence
Make better financial decisions with Mala’a
The world is moving on, and it’s high time for us to learn how to adjust. You might be struggling with how to manage your savings and make financial decisions at your finest.
In Mala’a, we know well how to keep everything in hand and help you build the straightforward way to your financial independence. We’ve created an AI-driven ecosystem for those who feel like taking an opportunity to modernize their financial habits.
Personal Finance Management
PFM app is part and parcel of the Mala’a ecosystem which drives you to spend wisely and teaches how to save more. It unifies your digital assets from any bank in a single dashboard and forms spending habits that best suits your income. Rest easy, the AI is now up to generate insights and improve your financial behavior to achieve new goals for the future.
Credit Scoring
Credit scoring is how we make things easier for everyone. By showing your financial behaviour to the bank, you increase your chances for the credit even with not salary transfers or being non-employed. You break the ice, so banks feel good about giving you a loan you need and suggest for you the best terms ever
Investments
Investing is the way we build your financial future starting today. The point is to create a long-term portfolio that meets your needs. It may take some time, but it will eventually yield results. The concept is short and sweet - we make investing rules basing on your financial behavior, and you just get income in the end.
PFM app is part and parcel of the Mala’a ecosystem which drives you to spend wisely and teaches how to save more. It unifies your digital assets from any bank in a single dashboard and forms spending habits that best suits your income. Rest easy, the AI is now up to generate insights and improve your financial behavior to achieve new goals for the future.
Credit scoring is how we make things easier for everyone. By showing your financial behaviour to the bank, you increase your chances for the credit even with not salary transfers or being non-employed. You break the ice, so banks feel good about giving you a loan you need and suggest for you the best terms ever
Investing is the way we build your financial future starting today. The point is to create a long-term portfolio that meets your needs. It may take some time, but it will eventually yield results. The concept is short and sweet - we make investing rules basing on your financial behavior, and you just get income in the end.
Take it easy. Mala’a ensures your privacy
Our number one priority is to make your journey with us safe. Only you have power over your money, we just remain your data private as, in fact, whatever bank does. It’s how we make it happen:
Data safekeeping with 256-bit encryption
Monitoring unusual account activity
Regulated by the Saudi Central Bank
Bank-level security
Now is the time to improve your financial literacy
Create a reality where your financial decisions are well-based. Make sure you set the right goals and know the exact way to achieve them. Everything you need to learn is in our library.
Takes 5 minutes
How does AI work when smart budgeting?
Manual data analysis is almost out-of-date, AI is here to process big financial data
Takes 4 minutes
What shares are safer to invest in?
Sometimes, the desire for fast money can bring about big losses
Takes 6 minutes
How can you deal with market volatility?
If you’re willing to invest, it’s the right time to know how to treat market swings.
your financial independence
List of our partners
ANB
ANB Group offers comprehensive commercial and investment banking services, in addition to specialized services in the fields of heavy equipment leasing and home finance.
Riyad Bank
Riyad Bank is one of the largest financial institutions in the Kingdom of Saudi Arabia and the Middle East, with a strong corporate and retail franchise that caters to local and international businesses.
Albilad Bank
Bank Albilad is a Saudi joint stock company that strives for excellence in the Islamic banking sector through introduction of initiatives, innovation, and genuine shariah compliant banking products.
